DuesIQ and AffordableHOA, feature by feature
By Cory Coleman, founder of DuesIQ
AffordableHOA is web software for self-managed HOA boards. It covers online dues, simple money tracking with a QuickBooks export, violations, requests, voting and a private portal.
Checked on November 4, 2026. Each Yes, Partly and No for AffordableHOA links to the page on AffordableHOA’s site it came from. If their site does not mention a feature, the table says so instead of guessing.
Side by side
| Feature | DuesIQ | AffordableHOA |
|---|---|---|
| Double-entry booksEvery dollar is recorded on both sides of a ledger, so the reports always agree with each other. | YesEvery payment, bill and fee posts to a full ledger, and the trial balance always balances. | NoTheir financials page says it is money tracking for HOAs and not a full double-entry system, with a QuickBooks export to fill the gap.Source: AffordableHOA, Double-entry books (opens in a new tab) |
| Bank syncBank accounts connect, and transactions come in without anyone typing them. | YesBank accounts connect, and transactions come in on their own. | Not listed on their site |
| Bank reconciliationMatch the books to the bank statement each month. | YesMatch each statement and close the month, account by account. | YesThe board checks off cleared payments and expenses against the monthly bank statement and locks the month.Source: AffordableHOA, Bank reconciliation (opens in a new tab) |
| Operating and reserve fundsReserve money is kept and reported apart from day-to-day money. | YesOperating and reserve money are kept apart, with transfers between them. | YesThey say the reserve balance is tracked apart from operating money, with a reserve planner and reserve report.Source: AffordableHOA, Operating and reserve funds (opens in a new tab) |
| Vendor bills and checksBills come in, the board approves them, and checks go out. | YesBills come in by email or upload, the board approves, and checks print. | PartlyBoards can record expenses like repair invoices, but nothing describes approving bills or paying vendors by check.Source: AffordableHOA, Vendor bills and checks (opens in a new tab) |
| Violations, hearings and finesNotices go out, an owner can ask for a hearing, and fines are recorded. | YesNotices, a hearing notice and date, and fines. | PartlyNotices go out by email with photos and fines paid online, but there is no hearing step.Source: AffordableHOA, Violations, hearings and fines (opens in a new tab) |
| Architectural requestsOwners ask to change their home online, and the board or committee decides. | YesOwners apply online, the board or committee decides, and the letter goes out. | YesResidents send requests with photos and plans, and the board approves, denies, or puts it to a vote.Source: AffordableHOA, Architectural requests (opens in a new tab) |
| Amenity bookings with depositsResidents book the clubhouse or pool and pay a deposit online. | YesResidents book and pay online, with a deposit returned after. | PartlyResidents request bookings and the board approves them, but no deposit or payment is mentioned.Source: AffordableHOA, Amenity bookings with deposits (opens in a new tab) |
| VotingOwners vote online and the results are kept. | YesOwners vote online, with proxies, quorum and secret ballots. | YesResidents vote from the portal, one vote for each home, with quorum tracking.Source: AffordableHOA, Voting (opens in a new tab) |
| Estoppel certificatesThe payoff statement a buyer’s title company needs before closing. | YesTitle companies order and pay online, and the board reviews before it goes out. | PartlyTheir estoppel guide says each unit's ledger gives the balance figures, but they do not describe producing the certificate itself.Source: AffordableHOA, Estoppel certificates (opens in a new tab) |
| Community websiteA public website for the community, with an owners-only section for records. | YesA public website for the community, with owner sign-in for records. | Not listed on their site |
| Built-in assistantAsk a question in plain words and get an answer from your own community’s records. | YesDewey answers board and resident questions from your community’s records. | YesA resident chat helper answers questions from the documents and rules the board uploads.Source: AffordableHOA, Built-in assistant (opens in a new tab) |
| Board to-do listOne list of what needs the board, where each item can be finished. | YesToday lists what needs the board, and each item is finished right there. | Not listed on their site |
| Mailed lettersLetters to owners are printed and mailed for you. | YesLetters print and mail from DuesIQ. | Not listed on their site |
| Two-step sign-inA second step after the password, so a stolen password alone can’t get in. | YesBoard members confirm sign-in with an authenticator app or this device. | Not listed on their site |
| Committees and rolesVolunteers see only the part of the site their job needs. | YesCommittees and roles, so each volunteer sees only their part. | PartlyArchitectural requests can go to a review committee and there is a fixed manager role, but no custom roles are described.Source: AffordableHOA, Committees and roles (opens in a new tab) |
| Free setup and history importSomeone sets up the community for you and brings in past records, at no cost. | YesWe set up your community for free and bring in up to seven years of history. | YesTheir team imports your homeowner list and documents for you at no charge.Source: AffordableHOA, Free setup and history import (opens in a new tab) |
| Text messages to residentsSend announcements and reminders by text. | NoDuesIQ sends email and mailed letters. | Not listed on their site |
| Phone appAn app from the App Store or Google Play. | Coming soon | NoTheir FAQ says it runs in a browser and there is no separate app to download.Source: AffordableHOA, Phone app (opens in a new tab) |
Double-entry books
Every dollar is recorded on both sides of a ledger, so the reports always agree with each other.
- DuesIQ
- YesEvery payment, bill and fee posts to a full ledger, and the trial balance always balances.
- AffordableHOA
- NoTheir financials page says it is money tracking for HOAs and not a full double-entry system, with a QuickBooks export to fill the gap.Source: AffordableHOA, Double-entry books (opens in a new tab)
Bank sync
Bank accounts connect, and transactions come in without anyone typing them.
- DuesIQ
- YesBank accounts connect, and transactions come in on their own.
- AffordableHOA
- Not listed on their site
Bank reconciliation
Match the books to the bank statement each month.
- DuesIQ
- YesMatch each statement and close the month, account by account.
- AffordableHOA
- YesThe board checks off cleared payments and expenses against the monthly bank statement and locks the month.Source: AffordableHOA, Bank reconciliation (opens in a new tab)
Operating and reserve funds
Reserve money is kept and reported apart from day-to-day money.
- DuesIQ
- YesOperating and reserve money are kept apart, with transfers between them.
- AffordableHOA
- YesThey say the reserve balance is tracked apart from operating money, with a reserve planner and reserve report.Source: AffordableHOA, Operating and reserve funds (opens in a new tab)
Vendor bills and checks
Bills come in, the board approves them, and checks go out.
- DuesIQ
- YesBills come in by email or upload, the board approves, and checks print.
- AffordableHOA
- PartlyBoards can record expenses like repair invoices, but nothing describes approving bills or paying vendors by check.Source: AffordableHOA, Vendor bills and checks (opens in a new tab)
Violations, hearings and fines
Notices go out, an owner can ask for a hearing, and fines are recorded.
- DuesIQ
- YesNotices, a hearing notice and date, and fines.
- AffordableHOA
- PartlyNotices go out by email with photos and fines paid online, but there is no hearing step.Source: AffordableHOA, Violations, hearings and fines (opens in a new tab)
Architectural requests
Owners ask to change their home online, and the board or committee decides.
- DuesIQ
- YesOwners apply online, the board or committee decides, and the letter goes out.
- AffordableHOA
- YesResidents send requests with photos and plans, and the board approves, denies, or puts it to a vote.Source: AffordableHOA, Architectural requests (opens in a new tab)
Amenity bookings with deposits
Residents book the clubhouse or pool and pay a deposit online.
- DuesIQ
- YesResidents book and pay online, with a deposit returned after.
- AffordableHOA
- PartlyResidents request bookings and the board approves them, but no deposit or payment is mentioned.Source: AffordableHOA, Amenity bookings with deposits (opens in a new tab)
Voting
Owners vote online and the results are kept.
- DuesIQ
- YesOwners vote online, with proxies, quorum and secret ballots.
- AffordableHOA
- YesResidents vote from the portal, one vote for each home, with quorum tracking.Source: AffordableHOA, Voting (opens in a new tab)
Estoppel certificates
The payoff statement a buyer’s title company needs before closing.
- DuesIQ
- YesTitle companies order and pay online, and the board reviews before it goes out.
- AffordableHOA
- PartlyTheir estoppel guide says each unit's ledger gives the balance figures, but they do not describe producing the certificate itself.Source: AffordableHOA, Estoppel certificates (opens in a new tab)
Community website
A public website for the community, with an owners-only section for records.
- DuesIQ
- YesA public website for the community, with owner sign-in for records.
- AffordableHOA
- Not listed on their site
Built-in assistant
Ask a question in plain words and get an answer from your own community’s records.
- DuesIQ
- YesDewey answers board and resident questions from your community’s records.
- AffordableHOA
- YesA resident chat helper answers questions from the documents and rules the board uploads.Source: AffordableHOA, Built-in assistant (opens in a new tab)
Board to-do list
One list of what needs the board, where each item can be finished.
- DuesIQ
- YesToday lists what needs the board, and each item is finished right there.
- AffordableHOA
- Not listed on their site
Mailed letters
Letters to owners are printed and mailed for you.
- DuesIQ
- YesLetters print and mail from DuesIQ.
- AffordableHOA
- Not listed on their site
Two-step sign-in
A second step after the password, so a stolen password alone can’t get in.
- DuesIQ
- YesBoard members confirm sign-in with an authenticator app or this device.
- AffordableHOA
- Not listed on their site
Committees and roles
Volunteers see only the part of the site their job needs.
- DuesIQ
- YesCommittees and roles, so each volunteer sees only their part.
- AffordableHOA
- PartlyArchitectural requests can go to a review committee and there is a fixed manager role, but no custom roles are described.Source: AffordableHOA, Committees and roles (opens in a new tab)
Free setup and history import
Someone sets up the community for you and brings in past records, at no cost.
- DuesIQ
- YesWe set up your community for free and bring in up to seven years of history.
- AffordableHOA
- YesTheir team imports your homeowner list and documents for you at no charge.Source: AffordableHOA, Free setup and history import (opens in a new tab)
Text messages to residents
Send announcements and reminders by text.
- DuesIQ
- NoDuesIQ sends email and mailed letters.
- AffordableHOA
- Not listed on their site
Phone app
An app from the App Store or Google Play.
- DuesIQ
- Coming soon
- AffordableHOA
- NoTheir FAQ says it runs in a browser and there is no separate app to download.Source: AffordableHOA, Phone app (opens in a new tab)
About this page
We last read AffordableHOA’s pages on November 4, 2026. Products change, so the linked pages are the place to check. If something here is out of date, tell us from our support page and we will fix it.
See every company side by side on the comparison page.
AffordableHOA is a trademark of its owner. This page is not affiliated with or endorsed by AffordableHOA.
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